Mortgage Protection for Homeowners
If You Die, Your Mortgage Doesn’t.
Your income can disappear overnight. The mortgage payment won’t.
We compare 30+ top insurers to get you the best rate, so when you're gone your family has money to keep making payments, pay down the mortgage, and keep the home.
- No Medical Exam Required
- 30+ Top Insurers
- Fast, Personalized Quote Process
Meet Your Advisor
Rylan Christensen
Licensed Insurance Professional
Rylan Christensen helps homeowners protect the mortgage and the family depending on the income behind it.
Licensed in all 50 states, Rylan works with homeowners who want a straightforward answer to one important question:
What happens to the mortgage if I’m not here to make the payments?
His approach is simple — understand the mortgage, review the available coverage, and help homeowners put protection in place before age, health, or life changes make the decision harder.
- Licensed in all 50 U.S. states
- 30+ top insurance carriers
- No medical exam required
- Straightforward, education-first guidance
The Mortgage Doesn’t Stop When Your Income Does.
If you die, your family can lose your income immediately while the mortgage and household bills stay in place. Mortgage protection gives them another financial resource when they need it most.
Your Family Can Lose Your Income in a Day.
Make sure they are not left with the mortgage and no plan.
Mortgage Protection
If You Died Tomorrow, Who Would Make the Mortgage Payment?
Your spouse? Your children? Your savings?
Your family can lose your income in a day while the mortgage payment stays exactly the same. Without enough protection in place, the people you leave behind may be forced to use savings, take on more debt, fall behind on the mortgage, or sell the home.
Mortgage protection can give your family money they can use toward the mortgage and other financial needs after you’re gone.
Simple Process
Put Mortgage Protection in Place Before Your Family Needs It.
- 01
Tell Us About Your Mortgage
Enter your mortgage balance, age, and state.
- 02
Get Your Quote
Provide your basic contact information so your coverage options can be reviewed.
- 03
Review Your Coverage
See the mortgage protection coverage available for your situation.
- 04
Put Protection in Place
Choose the coverage that fits your needs so your family is not left with the mortgage and no plan.
The Best Time to Protect the Mortgage Is Before Something Changes.
Age and health can affect both what coverage is available and what it costs. See what you qualify for while you have more options.
Your Family Should Not Have to Figure Out the Mortgage After You’re Gone.
The mortgage does not disappear when you die.
Neither do property taxes, utilities, groceries, car payments, or the rest of the bills your income helps cover.
Mortgage protection gives your family another financial resource at the exact time your income is no longer there.
With Protection
- Money available to help make mortgage payments
- Money available to help pay down the mortgage
- Help replacing part of lost income
- More financial flexibility to help keep the home
- Help handling immediate financial pressure
Without Protection
- Your family must replace your income
- They must cover the mortgage themselves
- Savings may have to be used
- More debt may become necessary
- Selling the home may become necessary if payments become unaffordable
Age. Health. Timing.
Waiting Can Make Coverage More Expensive.
Age and health can affect both the price of life insurance and the coverage you qualify for.
Waiting until you are older — or until your health changes — can mean higher premiums or fewer coverage options.
If protecting the mortgage matters to your family, the best time to see what is available is before something changes.
Frequently Asked Questions
Mortgage protection is life insurance intended to help your family keep the home if you die. The death benefit can be used to keep making mortgage payments, pay down or pay off the balance, and cover other financial needs after you’re gone.
Your Family Should Inherit the Home. Not the Mortgage.
If you died tomorrow, the mortgage would still be due. See what mortgage protection coverage is available before your age, health, or circumstances change. NO MEDICAL EXAM REQUIRED.
Sample rate: 10-year term life policy for 40 y/o healthy, non-smoking female. All sample rates are for illustrative purposes only and do not constitute a formal offer of insurance. Actual premiums and coverage availability are subject to underwriting approval by the issuing life insurance carrier. Pinnacle Insured is a licensed agency, not an insurance underwriter.